Whether you are a first time buyer taking their first steps to home ownership, or already in the house and need a remortgage, we are here to help.
Because choosing your mortgage or loan is often the biggest financial decision you have to make, it is important that you make sure you have access to the best deals and interest rates for your situation.
Everyone is different, so applying for a deal you have seen may not be a good idea if it is subsequently declined at application stage because you do not match their criteria or because you have poor credit.
Here is the good news, Open Mortgages and Finance is an independently run website that’s sole aim is to put you in contact with a Financial Conduct Authority Authorised Specialist. Their job is to research the market and offer you the best options for your circumstances. And if you have bad credit on your Experian or Equifax credit file, they will be able to quickly help you find a solution and a lender for your circumstances.
Is this for you?
First time buyers looking for their first mortgage
Moving home and needing a new mortgage or better deal
You want to remortgage to save money, clear some debt or raise capital
Maybe a debt consolidation loan to sit behind your existing mortgage
You have been offered your Right To Buy
A buy to let investment property opportunity
Poor credit history stopping you getting a mortgage
Defaults and CCJ's on your credit file.
Previously been bankrupt or subject to an IVA or debt management plan
Have you had your mortgage refused and now you are wondering what your options are? In this short YouTube clip Experian discuss what options could be available to you.
If you would like to discuss your own situation with one of our Mortgage Broker partners, please
Many people say they are happy with their current mortgage arrangements but still have a requirement to raise extra money for debt consolidation, home improvements, a new car or an investment such as another property. These people will often consider using the equity in their
Open Mortgages and Finance is the trading style of Lead5 Ltd, registered company number 06432807.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Open Mortgages and Finance is an independent marketing website that acts as an introducer to FCA regulated companies. Open Mortgages and Finance is paid a fee for this service but this does not affect the charges made to any prospective client. The content of the site is for information purposes only and does not constitute financial advice under FCA regulations.